RBA Interest Rates 2025: What Smart Investors Are Doing About Rising Mortgage Costs
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Website: https://www.crownpropertyfinance.com.au/
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Website: https://tenexwealth.com.au/
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Website: https://yourwealthplaybook.com.au/
The Reserve Bank of Australia (RBA) has held the cash rate again, but the bigger story is what’s happening behind the headlines. In this episode of Your Wealth Playbook, we break down the latest RBA interest rate update and what it means for your mortgage, investments and finances:
- Why the RBA held rates. Is it a sign of stability or a warning about rising inflation?
- Are interest rates going up again? We highlight the signals most people are missing.
- Why inflation is still persistent.
- Fixed vs variable loans. Should you switch, or stay with your current mortgage strategy?
Finally, we share our predictions on RBA rates, inflation trends, and the Australian economy, helping you make smarter decisions for the next 12–24 months.
If you’re a homeowner, investor, or anyone planning your financial future, this episode gives a clear, no-nonsense read on what’s happening and how to act.
-----------Contents of this video-----------
00:00 Intro
01:13 Latest RBA Update
01:51 Are Rates Going to Rise?
03:56 Why Is Inflation Continuing?
06:50 Fixed vs Variable Loans - should you make the switch, or stay put?
12:00 Our predictions
13:29 Outro
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Follow Kerrod:
Instagram: https://www.instagram.com/kerrodholland/
LinkedIn: https://www.linkedin.com/in/kerrod-holland-76696b133/
YouTube: https://www.youtube.com/@TenexWealth
Follow Jared:
Instagram: https://www.instagram.com/crownpropertyfinance/
LinkedIn: https://www.linkedin.com/in/jared-dorans-a959313b/
Website: https://www.crownpropertyfinance.com.au/
Book your FREE call with Kerrod 👉https://calendly.com/kerrod-tenexwealth/15-minute-discovery-call?month=2025-08
Website: https://tenexwealth.com.au/
VISIT OUR WEBSITE 👇
Website: https://yourwealthplaybook.com.au/
The Reserve Bank of Australia (RBA) has held the cash rate again, but the bigger story is what’s happening behind the headlines. In this episode of Your Wealth Playbook, we break down the latest RBA interest rate update and what it means for your mortgage, investments and finances:
- Why the RBA held rates. Is it a sign of stability or a warning about rising inflation?
- Are interest rates going up again? We highlight the signals most people are missing.
- Why inflation is still persistent.
- Fixed vs variable loans. Should you switch, or stay with your current mortgage strategy?
Finally, we share our predictions on RBA rates, inflation trends, and the Australian economy, helping you make smarter decisions for the next 12–24 months.
If you’re a homeowner, investor, or anyone planning your financial future, this episode gives a clear, no-nonsense read on what’s happening and how to act.
-----------Contents of this video-----------
00:00 Intro
01:13 Latest RBA Update
01:51 Are Rates Going to Rise?
03:56 Why Is Inflation Continuing?
06:50 Fixed vs Variable Loans - should you make the switch, or stay put?
12:00 Our predictions
13:29 Outro
------------------
FOLLOW US 👇👇
Follow Your Wealth Playbook:
Instagram: https://www.instagram.com/yourwealthplaybook/
TikTok: https://www.tiktok.com/@yourwealthplaybook
YouTube: https://www.youtube.com/@YourWealthPlaybook
Follow Kerrod:
Instagram: https://www.instagram.com/kerrodholland/
LinkedIn: https://www.linkedin.com/in/kerrod-holland-76696b133/
YouTube: https://www.youtube.com/@TenexWealth
Follow Jared:
Instagram: https://www.instagram.com/crownpropertyfinance/
LinkedIn: https://www.linkedin.com/in/jared-dorans-a959313b/
Creators and Guests
Host
Jared Dorans
Meet Jared, Managing Director and Principal of Crown Property Finance, and co-host of Your Wealth Playbook. From his lending start in 2009, he became a top 5 lender at a Big 4 bank, later mastering complex and commercial lending with national awards. With 13 years of experience and 40+ lenders, Jared offers fast, client-focused solutions. Off-duty, he volunteers with Talk2mebro, enjoys sports, family, and a good coffee or beer.
Host
Kerrod Holland
Meet Kerrod, your Newcastle-based financial advisor at Tenex Wealth and co-host of Your Wealth Playbook. Originally from Singleton, he’s passionate about helping business owners, pre-retirees, retirees, and high-income earners secure their financial future through tailored tax strategies and retirement planning. Outside of turning hard-earned money into lasting wealth, Kerrod finds balance in sports, fatherhood, and cherishing family moments.
